Critical Illness 


This is a form of disability coverage but is limited to illnesses as described in the policy. Lesser policies will cover anywhere from the major illnesses of cancer, heart attack and stroke, to the more comprehensive plans that cover around 25 conditions, sometimes more.


The coverage pays a lump sum, tax-free benefit to you as your own beneficiary in the event of surviving 30 days with a covered illness.


For that reason, it is designed as a good solution to alleviate financial stress associated with diagnosis and the mental burden that goes with it, and can pay down debt, or offer choice to the caregiver needing to take a leave of absence from work.


Please discuss with us where this coverage applies. 


And, worth mentioning, you can get plans that either pay for a condition, or refund all premiums at death or after a number of years, making the decision to acquire a plan a lot more palatable.

Medical, Dental, & Self-Employed Benefit Plans


These plans are either premium and set-benefit based, or they are designed as tax-effective ways to cover off the expenses of medical items, drugs, appliances, treatments, and emergency hospital stays (semi-private coverage as an example).


We can help provide the best options for your unique situation, needs, and help protect you against the financially devastating possibility of high future drug costs.

Disability Insurance


Disability insurance is designed to replace your paycheque on a monthly basis, and good plans will pay to age 65 for your current occupation, not expecting you to do a lesser paying job simply because you are qualified by education, training, or experience. Hence, a good disability plan will lock in your current earnings, and also not expect you to provide income proof at claim time, but rather up front when you qualify both medically and financially.

Insurance solutions we offer:



Call now : 1-866-317-6061

Travel Insurance


It is not recommended to seek your own travel insurance solution because existing medical conditions can mean denied claims.


You would be wise to discuss these issues related to why you travel, how long, and any health issues to ensure we cover you properly, reducing risk, and ensuring you avoid hospital expenses that can run into hundreds of thousands of dollars.

Life Insurance (including Instant Life Insurance!)


We work with several insurance companies in Canada, and use the Compulife Quotation System to best advantage for you (get a quote instantly).


We also offer unique systems that can get you insured fast - - sometimes within a couple of hours with our Instant Life Insurance! service.